Ferrari specialists
We understand what a Ferrari is worth and how owners actually use them. No generic call-centre scripts — just people who know these cars.
Specialist cover
Ferrari insurance.
Owning a Ferrari is rarely just about transportation. For most Australian owners, it represents identity, achievement, emotional reward, and a very specific lifestyle. But ownership also introduces insurance complexities many mainstream providers struggle to understand properly — agreed value structures, specialist repair concerns, imported parts delays, theft exposure, modification disclosures, and long-term value protection. That is why specialist prestige vehicle insurance matters.
- Agreed value tailored to your Ferrari
- Modifications & track cover considered
- Dedicated insurance concierge
- Claims advocacy from quote to payout
Why Ferrari owners insure differently
Ferrari is one of the most sought-after marques on Australian roads — a name that carries genuine collector value and rewards owners who take cover seriously. Every Ferrari is built to be driven and admired, and insuring one properly means more than a number on a renewal notice.
Whether you own a single Ferrari or it sits alongside the rest of your collection, the cover should reflect what the car is actually worth, how you use it, and any modifications or special features that make it yours. That's the gap most mainstream insurers leave open.
The realities of prestige ownership
Australian owners consistently discuss the same frustrations online: inconsistent insurer knowledge, uncertainty around repair quality, confusion around agreed value policies, rising premiums, and concerns about how claims are handled after major incidents. Prestige ownership comes with unique realities:
- Repair timelines can be significantly longer
- OEM parts sourcing matters
- Some assessors do not fully understand exotic vehicles
- Modifications can create underwriting complications
- Resale value protection becomes critically important after repairs
These are not generic vehicles, and they should not be treated like generic insurance policies.
What specialist cover focuses on
Specialist insurance for Ferrari owners often focuses on:
- Agreed value protection
- Genuine parts and specialist repairers
- Secure garaging considerations
- Limited-use or enthusiast driving profiles
- Modification transparency
- Exotic and prestige underwriting expertise
- Australia-wide repair network quality
- Claims handling quality and turnaround expectations
For many owners, the biggest concern is not the premium itself. It is whether the insurer truly understands the vehicle if something goes wrong.
What owners worry about at claim time
One of the biggest concerns discussed across enthusiast communities is claims handling after major damage. Owners regularly worry about:
- Whether OEM parts will be used
- Whether the vehicle will lose resale desirability after repairs
- Whether specialist workshops will be approved
- Whether imported parts delays will extend repair times
- Whether agreed values properly reflect optioned vehicles
These concerns are especially relevant for prestige vehicles where repair quality can directly affect long-term ownership satisfaction and future value.
Local considerations that matter
Australian prestige vehicle ownership creates additional local considerations:
- Sydney and Melbourne theft exposure
- Hail and storm risks
- Flood-event concerns in some regions
- Limited specialist repair infrastructure
- High replacement component costs
- Luxury SUV theft targeting
- Performance modification culture
- Track-day misunderstandings
Understanding these realities helps owners make more informed insurance decisions.
We cover every Ferrari
Here are some of the most popular models we insure — but whatever Ferrari you own, it's welcome, each quoted on its own agreed value.
- SF90 Stradale
296 GTB
Roma
Purosangue
12Cilindri
The preferred choice for Ferrari owners
We're not a generic broker. Our only job is to reduce your premium and make sure your Ferrari is properly protected.
Agreed value, your way
We fight for the highest agreed value on your Ferrari, so a total loss never leaves you short.
Underwriters compete for you
Our panel of Australian underwriters bid for your Ferrari policy. You get the cover and the price that fit, not the first quote off the shelf.
Modifications & track days
Aftermarket parts, tuning and circuit use are where mainstream policies quietly fall short. We factor them in from the start.
One concierge, one contact
The same person handles your quote, renewals and claim — and stays in your corner the whole way through.
Bundle and save
Add your Ferrari to Private Fleet alongside the rest of your vehicles, plus Home & Contents, and unlock real buying power.
Specialist guidance
Protect more than the car
Specialist prestige vehicle insurance should protect more than the car itself. It should protect the ownership experience, long-term value, repair quality, and confidence that the vehicle will be handled correctly if a claim occurs. We help Australian prestige and supercar owners navigate those realities with specialist guidance tailored to high-value vehicles.
Ferrari insurance questions
Premiums vary widely based on the agreed value, your driving and storage profile, claims history and location. As high-value prestige cars, Ferraris are priced differently to mainstream vehicles — but specialist underwriting and bundling your other vehicles can often bring the total cost down. For most owners the bigger question isn't the premium, it's whether the insurer truly understands the car.
Simplified Insurance Starts Here
Never think about insurance again.
Bundle and save. Smarter insurance.
We require at least one vehicle to be valued at $250,000 or more in order to quote your vehicle or fleet.